Payl8r - How long does it take to apply/wait for a decision?

Most applications are quick, our partners at Payl8r make a decision in 30 seconds on average, meaning you'll likely find out almost straight away!

Some applications may take slightly longer and you may be emailed and asked for additional information, like the bank statement or ID confirmation details. These details can be used to help Payl8r make decisions about the affordability of the money you've asked to borrow. If you have any problems with the details you'll have to contact Payl8r directly, we can't discuss your application for you with Payl8r.